Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers
A personal loan can pay for big purchases, cover unexpected events or combine debts into one easy payment.
Request money by filling out a simple online form. Funds are conveniently sent to the bank account of your choice, upon lender’s approval
Requesting funds is a quick process. If approved by a lender, you may receive your loan by the next business day.
paydayloanspot.com does not add service charges. We connect borrowers with a lender, and we will never charge fees. However, your lender may add extra costs if approved for a loan and accept the offer. Lenders often charge a set fee for loans and may also charge penalties for late or missed payments. Review your loan contract for details about any charges that you may incur.
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You’ll find that all lenders have their methods, schedules, and terms for loan repayment. Please read your loan agreement and be sure that you understand the terms contained within it. Also, please be aware that paydayloanspot.com is not a lender. Should you receive a loan, be sure to direct all questions about your loan to your lender.
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Please check the loan agreement from your lender for specifics on this, as each loan may vary.
Our personal loan lenders work nationwide and continuously try to offer you the funds you are looking for. These loan products have a minimum of 61-day and a maximum of 72-month repayment terms. When accepting a loan from a lender, the lender can provide a different APR than our range. An APR can run up to 35.95%. Please check the loan disclosure before signing and submitting your loan agreement.
| Amount | Period | APR | Monthly | Total Paid |
|---|---|---|---|---|
| $2,000 | 12 mo | 24% | $189.12 | $2,269.44 |
| $4,000 | 24 mo | 12% | $188.29 | $4,518.96 |
| $6,000 | 36 mo | 12% | $199.29 | $7,174.29 |
If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.